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Lightning Bank

Instant micro payments for North America. Send money by QR code, NFC tap, or receiver code — right from your phone.

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Scan QR to Pay

Point your camera at any Lightning Bank QR code and pay instantly.

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NFC Tap

Tap your phone on an NFC tag to send a payment with your PIN.

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PIN-Authorized

Every payment confirmed with your secure 6-digit PIN.

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$10,000 Welcome

Every new account starts with $10,000 in virtual funds.